Lend Coupons & Offers - December 2025

Lend.ch is a Swiss crowdlending platform that connects borrowers directly with private and institutional investors instead of using a traditional bank. The idea is to offer fairer interest rates and transparent conditions, whether you need a personal loan, a business loan, or property financing.​

When you apply, you choose your desired loan amount and term, submit your documents online, and receive an individual offer once your credit profile has been checked. If you accept, the loan is funded by multiple lenders, and you then repay it in monthly instalments according to the agreed schedule.​

From time to time, Lend.ch promo codes or Lend ch coupon codes may be available through partners to make the overall cost of borrowing more attractive. These can take the form of reduced platform fees, a credit on your account, or other promotional advantages tied to a successful loan contract.​

If the offer is listed on Sparissimo World, starting your application from the cashback platform allows you to benefit from any promotion and also qualify for additional Lend cashback as Upto CHF 32.00 Cashback, subject to the current campaign terms. It is important to follow the tracking steps carefully so the click from Sparissimo is properly recorded alongside your loan request.​

Lend cashback via Sparissimo World does not change your nominal interest rate but effectively reduces your total cost over the life of the loan. After the loan has been paid out and any return period or verification window has passed, Sparissimo credits an agreed amount to your cashback balance, which you can later withdraw.​

This structure means you see all fees and interest on Lend’s side in a transparent way, while Sparissimo handles the separate cashback component. Used together, a valid Lend.ch promo code, a partner coupon, and Lend cashback can make financing slightly more affordable without changing the loan conditions themselves.​

Even with Lend ch coupon codes and Lend cashback, borrowing always creates a long‑term obligation that must be considered carefully. The platform and Swiss regulators emphasise that taking on credit is not suitable if it leads to over‑indebtedness or if repayments cannot be maintained over the full term.​

Before proceeding, it is sensible to compare Lend’s offer with other providers, check the effective annual interest rate, and ensure that any promo benefit is a bonus rather than the main reason for the loan. Cashback and discounts can support a good decision but should never replace a thorough review of your financial situation.​